Take-home pay and pay rises
Best for the classic "why does my raise feel smaller than it should?" question.
This is the cleanest route through the salary side of the site. Use it when the real question is not just "what is my tax?" but "what is actually happening to my payslip, threshold exposure, or employer trade-off?"
Best for the classic "why does my raise feel smaller than it should?" question.
Best if the real issue is adjusted net income, Child Benefit clawback or another threshold that changes the maths.
Best for emergency tax, second jobs, company cars and the parts of employment that feel like admin but cost real money.
Start here for the full annual picture of pay, tax, NI and loan drag.
See what the next raise, overtime block or one-off payment really leaves you with.
Work out the number behind Child Benefit, childcare and Personal Allowance tapering.
Check new-job, first-pay and temporary-code overpayments.
Compare EV, hybrid and combustion-car benefit-in-kind costs.
Check whether a couple-level allowance transfer saves tax.
The quick answer when a second job or missing allowance starts to distort pay.
Short explanation of W1, M1, X and cumulative versus non-cumulative treatment.
Use this when you want the pages that are worth revisiting through the year.