My Tax Drag
Your real UK position in one place — take-home, the effective rate that actually applies to you, the £100k and Child Benefit traps, and the single highest-value move you can make. Enter your figures once; they stay in this browser only.
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This dashboard turns your details into a clear picture: what you really keep, the marginal rate biting you, which traps you're in, and what to do about it. Your data is stored only on this device — no account, never sent anywhere.
Your trap exposure
What to do next
How this is calculated
Educational estimate for the 2026/27 tax year, England/Wales/NI, using UK Tax Drag's verified figures. Salary-sacrifice pension is treated as deducted before tax and NI. Student loan and Scottish income-tax bands aren't modelled here — use the dedicated student loan and take-home calculators for those. Not financial or tax advice; individual circumstances vary.
How UK Tax Drag holds itself to account
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