My Tax Drag
Your real UK position in one place — take-home, the effective rate that actually applies to you, the £100k and Child Benefit traps, and the single highest-value move you can make. Enter your figures once; they stay in this browser only.
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This dashboard turns your details into a clear picture: what you really keep, the marginal rate biting you, which traps you're in, and what to do about it. Your data is stored only on this device — no account, never sent anywhere.
Your trap exposure
What to do next
How this is calculated
Educational estimate for the 2026/27 tax year, England/Wales/NI, using UK Tax Drag's verified figures. Salary-sacrifice pension is treated as deducted before tax and NI. Student loan and Scottish income-tax bands aren't modelled here — use the dedicated student loan and take-home calculators for those. Not financial or tax advice; individual circumstances vary.
How UK Tax Drag holds itself to account
Every page is reviewed against the editorial standards, written from primary sources and sourced openly, with corrections listed in the changelog. No affiliate revenue. No sponsored content. No paid placements.
UK Tax Drag is an independent publication by Finsolve Consulting Limited, not affiliated with or endorsed by HMRC, GOV.UK or any government body.