This is for the awkward family question: how much of your Child Benefit do you actually keep once the higher earner's adjusted net income pushes the High Income Child Benefit Charge into the picture?
Current rule: from 6 April 2026, HICBC starts once the higher partner's adjusted net income goes above £60,000 and reaches a full clawback at £80,000.
Leave at 0 to use the standard 2026/27 weekly rates. Enter the exact annual amount if your claim started, stopped, or changed mid-year.
Estimated Child Benefit kept after HICBC
£0Annual Child Benefit received: £0
High Income Child Benefit Charge£0Charge rate on Child Benefit0%Higher adjusted net income used£0Gross ANI reduction needed to remove charge£0
Liable personYouDistance to full clawback£0 below the full-clawback pointNext useful stepCheck the higher earner's ANI
What this means
The charge is worked out using the higher partner's adjusted net income, not household income added together. Pension contributions and Gift Aid can lower ANI if you are close to the threshold.
Charge zoneBelow the clawback zone
The higher ANI is still at or below £60,000 on the inputs used here.
Gross ANI moveNo reduction needed
At these inputs the household keeps the full Child Benefit received.
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The higher partner's ANI drives the charge. Once that ANI goes above £60,000, the charge rises in a straight line until it reaches 100% of the Child Benefit received at £80,000.
If both partners are above £60,000, the higher ANI person is still the one who pays the charge.
If you have opted out of receiving payments, use the amount actually received in the tax year, or enter 0.
If you are close to the threshold, the companion ANI calculator is the next page to open.