2026/27 Tax Year

Child Benefit and HICBC Calculator

This is for the awkward family question: how much of your Child Benefit do you actually keep once the higher earner's adjusted net income pushes the High Income Child Benefit Charge into the picture?

Current rule: from 6 April 2026, HICBC starts once the higher partner's adjusted net income goes above £60,000 and reaches a full clawback at £80,000.

Family inputs

Leave at 0 to use the standard 2026/27 weekly rates. Enter the exact annual amount if your claim started, stopped, or changed mid-year.
Estimated Child Benefit kept after HICBC
£0 Annual Child Benefit received: £0
High Income Child Benefit Charge£0
Charge rate on Child Benefit0%
Higher adjusted net income used£0
Gross ANI reduction needed to remove charge£0
Liable personYou
Distance to full clawback£0 below the full-clawback point
Next useful stepCheck the higher earner's ANI

What this means

The charge is worked out using the higher partner's adjusted net income, not household income added together. Pension contributions and Gift Aid can lower ANI if you are close to the threshold.

Check ANI first

How the charge works

The higher partner's ANI drives the charge. Once that ANI goes above £60,000, the charge rises in a straight line until it reaches 100% of the Child Benefit received at £80,000.

Sources and assumptions

GOV.UK Child Benefit weekly rates GOV.UK Child Benefit tax calculator guidance HMRC adjusted net income guidance

This page uses the weekly Child Benefit rates published for the 2026/27 tax year. It estimates the charge from annual ANI and annual benefit received.