2025/262026/27

UK tax drag calculator

See your real effective tax rate — including the traps HMRC won't warn you about.

Income
Pension
£ amount or % of gross
e.g. SIPP — net amount you pay
Family
Student loan
Postgrad loan (additional)
6% above £21,000
Fiscal drag
For illustrative purposes only — not financial advice. England, Wales & NI rates.
Thresholds frozen until at least 2028. Built for the UK personal finance community.