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Insurance savings

Insurance renewal checklist

Insurance renewal is not just about the headline premium. The real comparison includes excesses, add-ons, monthly payment cost, cancellation rules and whether the policy actually fits.

Home and motorRenewal habits
FCA-backedRenewal-pricing context
APR checkMonthly payment can be expensive
PrintableUse before auto-renewal
Checklist

Before accepting renewal

Mini calculator

Compare renewal versus new quote

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What changed

FCA renewal-pricing rules are helpful, but not magic

The FCA says renewal quotes for home and motor insurance should not be more than an equivalent new-customer price through the same channel. That does not mean your renewal is the cheapest market price, or that add-ons and monthly-payment costs are good value.

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