Three choices diary
Write down three fictional choices a character made today: spend, save or wait. Explain one.
These tasks are designed for reflection, vocabulary and fictional scenarios. They invite family conversation where appropriate, but never require private household information.
Each homework pack maps to one of the five UK Tax Drag classroom units (Money Basics, Money Explorer, Money & Tax Basics, Real-World Money, Adult Money). Within each pack you will find a mix of short factual questions, scenario-based problem solving, and one open-ended reflection task. The intention is to give you a quick-marking core (multiple choice or short numerical) and one richer response that can be peer-marked or used for class discussion.
Homework difficulty is calibrated to the same year-group bands as the lesson packs. Ages 5-7 homework focuses on coin recognition, simple totals, and the difference between needs and wants. Ages 14-16 homework introduces income-tax bands, payslip reading, and basic budgeting; ages 16-18 covers ISA mechanics, student finance, and the household tax position. The packs are designed so a non-specialist teacher can deliver them confidently with the answer key as backup.
The teacher copies of each pack include the answer key, marking criteria, and a suggested mark distribution across short answers, working-shown questions, and the reflection task. Where a question requires a calculation, the answer key shows working to one of the standard methods used in UK GCSE Maths so cross-curricular marking is straightforward. Where ages and topics overlap (for example, savings introduced in Year 5 and revisited at GCSE level), the marking criteria differentiate by year group so the same homework can be used across mixed-year groups with appropriate expectations.
Each pack is tagged against the relevant element of the Citizenship and PSHE curricula (England) and the Financial Education Programme of Study (Scotland and Wales). The teacher curriculum map shows the precise alignment so you can fit the pack into your existing schemes of work without duplicating coverage. The homework is designed to complement rather than replace classroom delivery — see the teacher lesson plans for the in-class material that pairs with each pack.
None of the homework asks pupils to share information about their family's finances, debts, or income. Every scenario is fictional or aggregate. This is a deliberate design choice: financial education is most effective when the classroom feels safe to discuss money, and a single ill-judged question about real household finances can shut that down for an entire term. If a pupil chooses to share personal context, the teaching guidance recommends listening but not redirecting the lesson.
All packs are provided in a print-ready HTML format that can be opened in any browser and saved to PDF using the print dialog. We do not lock the content behind a download — you can copy the HTML, paste it into your school's worksheet template, and adjust the framing for local context (for example, swapping in the local authority's Council Tax bands when teaching property-related taxation). If your school uses a learning platform (Google Classroom, Microsoft Teams, Seneca), you can post the HTML link directly or upload the saved PDF. Each homework page is print-tested at A4 with sensible margins.
Browse the full lesson pack library, see the classroom toolkit for additional teacher resources, and use the assessment rubrics to standardise marking across colleagues.
Write down three fictional choices a character made today: spend, save or wait. Explain one.
Find an advert and underline words that make something feel urgent or exciting.
Fix a fictional weekly budget by changing two lines and explaining the trade-off.
Define gross pay, net pay, tax, NI and pension using plain English.
Compare two fictional borrowing choices by cost, risk, flexibility and urgency.
Write a note to future you explaining one money habit that would make life easier.