Parent and Teacher Guide for Kids Money Games

Quick Start

The simplest way to use the games well

Pick one age band, play for 10 to 15 minutes, print one worksheet, then finish with one real-life example: a coin jar, a grocery receipt, a pretend payslip, or a saving goal. The point is not to rush through every game in one go. It is to repeat the same idea until it feels normal.

Open the learner passport See which topics are already taking shape across the age bands, then jump into the best next step. Open the classroom units Use five topic-based routes for Saving, Spending, Tax, Safety, and Investing when you want a cleaner teaching order. Open the kids hub Choose an age band, check saved progress, and use the topic pathways when a learner wants to follow one theme. Open the lesson packs Use a ready-made session plan, answer key, and print button when you want a lesson with less setup. Open the worksheets and certificates Print a worksheet for offline practice or use the certificate after a full band is complete on this device. Open the analytics dashboard Review which bands, lesson packs, and replay actions are actually being used on this device. Start the gentlest track If you are unsure, begin with Ages 5-7. It now includes replay mini-challenges as well as the main games.

Age Band Notes

What each age band teaches, and how to use it

These notes are designed for quick decision-making. Use them when you want to know session length, what to print, and how to turn a game into a conversation rather than just a click-through.

Ages 5-7 · 10-12 minute sessions

Money Basics

Best for first coins, counting, saving patiently, and learning the difference between needs and wants.

Use after play: ask "Which coin felt easiest to spot?" and "What is worth waiting for instead of buying now?"

Print next: the Ages 5-7 worksheet, then repeat the idea with real coins or a pretend shop.

Ages 8-9 · 12-15 minute sessions

Money Explorer

Best for change, deals, decimals, weekly budgets, and the first time money starts feeling like a plan.

Use after play: ask "How did you spot the better deal?" and "What would stop a weekly budget from working?"

Print next: the Ages 8-9 worksheet, then compare real prices from a snack shop or grocery list.

Ages 10-13 · 15-18 minute sessions

Money Master

Best for percentages, inflation, simple tax ideas, scams, and seeing that money decisions have trade-offs.

Use after play: ask "Why can the same amount of money buy less later?" and "What made that message or offer look risky?"

Ages 14-16 · 18-20 minute sessions

Teen Money Lab

Best for first-job thinking, payslips, credit, subscriptions, fraud, and money mistakes that matter more now.

Use after play: ask "Which deduction on a payslip would surprise most people?" and "What makes credit helpful or risky?"

Ages 16-18+ · 20 minute sessions

Young Adult Finance Lab

Best for tax wrappers, student loans, side hustles, debt choices, and decisions that compound for years.

Use after play: ask "Which option gives flexibility?" and "Which choice gets more important over time?"

Topic Pathways

Topic routes across the age bands

Use these if the learner wants to stay with one theme and revisit it at a harder level each year. This is often better than trying to finish every page in strict age order.

Saving and goals

Good for children who like visual progress, jars, target amounts, and waiting for something bigger later.

Ages 5-7Piggy bank, rainy-day money, and patient choices
Ages 8-9Saving goals and weekly planning
Ages 10-13+Inflation, growth, and future trade-offs

Start with Ages 5-7

Smart spending

Good for learners who enjoy shopping games, price tags, deals, and comparing one choice to another.

Ages 5-7Needs versus wants and simple shop choices
Ages 8-9Change, best deals, and discounts
Ages 14-16+Subscriptions, credit, and real budgets

Start with Need or Want?

Tax and payslips

Good for older learners who want to understand how work, deductions, and side-income rules actually fit together.

Ages 10-13Tax basics and simple money language
Ages 14-16Payslips, first jobs, and deductions
Ages 16-18+Student loans, side hustles, and wrappers

Start with Ages 10-13

Investing and growth

Good for learners who are ready to think in years, not days, and want to see why early choices matter so much.

Ages 10-13Compound interest and value over time
Ages 14-16Portfolio ideas and investing vocabulary
Ages 16-18+ISAs, pensions, ETFs, and long-term trade-offs

Start with Ages 10-13

Safety and scams

Good for learners who are online often and need repeated practice spotting pressure, fraud, and too-good-to-be-true offers.

Ages 10-13Basic scam spotting and online caution
Ages 14-16Fraud awareness and suspicious contact
Ages 16-18+Side-hustle claims and higher-stakes judgement

Start with Scam spotting

Home / Class

Simple ways to use the section with real children

The site works best when the online game is only one part of the lesson. These patterns keep the pace steady and make the learning stick for longer.

One-to-one at home

Play one or two games, stop while attention is still good, then repeat the same idea in a real setting like a shop, a piggy bank, or a receipt.

Small classroom rotation

Use one age page on screen, one printed worksheet off screen, and one adult-led discussion corner so the room stays active but manageable.

Mixed-age siblings

Use the pathways rather than matching everyone by age. One child can do saving at Ages 5-7 while another does the same theme at Ages 8-9 or 10-13.

Accessibility first

Every kids page now includes read-aloud, larger tap targets, and softer motion controls. Turn them on before play if a learner needs them.