:root{--forest:#1b3a2d;--forest-mid:#254d3c;--forest-light:#2e6049;--cream:#faf8f4;--cream-dark:#f0ebe1;--gold:#c9973a;--gold-light:#f5e9cf;--gold-pale:#fdf6e8;--text:#1c1c1c;--text-mid:#4a4a4a;--text-muted:#7a7a7a;--white:#fff;--border:#ddd8ce;--border-light:#ece8e0;--danger:#b03030;--danger-bg:#fdf0f0;--success:#1a6b35;--success-bg:#f0faf4;--shadow-sm:0 2px 8px rgba(27,58,45,0.08);--shadow-md:0 6px 24px rgba(27,58,45,0.12);--shadow-lg:0 16px 48px rgba(27,58,45,0.16);--radius:4px;--radius-lg:8px;}
*,*::before,*::after{margin:0;padding:0;box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{font-family:'Lato',sans-serif;background:var(--cream);color:var(--text);line-height:1.75;font-size:16px;}
a{text-decoration:none;color:inherit;}
.site-nav{background:var(--forest);padding:0 48px;display:flex;align-items:center;justify-content:space-between;height:64px;position:sticky;top:0;z-index:200;box-shadow:0 2px 12px rgba(0,0,0,0.2);}
.nav-brand{font-family:'Playfair Display',serif;font-size:1.2rem;color:#fff;}.nav-brand span{color:var(--gold);}
.nav-links{display:flex;gap:32px;}
.nav-links a{font-size:.82rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:rgba(255,255,255,0.72);transition:color .2s;padding:4px 0;border-bottom:2px solid transparent;}
.nav-links a:hover,.nav-links a.active{color:var(--gold);border-bottom-color:var(--gold);}
@media(max-width:740px){.site-nav{padding:0 20px;height:auto;flex-wrap:wrap;gap:6px;padding-top:10px;padding-bottom:10px;}.nav-links{gap:14px;}.nav-links a{font-size:.74rem;}}

/* HERO */
.hero{background:var(--forest);padding:80px 48px 68px;position:relative;overflow:hidden;}
.hero::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse 60% 70% at 85% 40%,rgba(201,151,58,0.1) 0%,transparent 70%);pointer-events:none;}
.hero-inner{max-width:1100px;margin:0 auto;}
.hero-eyebrow{font-size:.65rem;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:var(--gold);margin-bottom:14px;}
.hero h1{font-family:'Playfair Display',serif;font-size:clamp(2.2rem,4vw,3.2rem);font-weight:700;color:#fff;line-height:1.15;letter-spacing:-.01em;margin-bottom:14px;}
.hero h1 em{font-style:italic;color:var(--gold);}
.hero-sub{font-size:1rem;font-weight:300;color:rgba(255,255,255,0.68);max-width:600px;line-height:1.85;}
@media(max-width:740px){.hero{padding:48px 20px 44px;}}

/* DISC */
.disc-band{background:var(--gold-pale);border-top:1px solid var(--gold-light);border-bottom:1px solid var(--gold-light);padding:14px 48px;font-size:.82rem;color:var(--text-mid);line-height:1.6;}
.disc-band strong{color:var(--forest);}
@media(max-width:740px){.disc-band{padding:14px 20px;}}

/* WRAP */
.wrap{max-width:1100px;margin:0 auto;padding:60px 48px 80px;}
@media(max-width:740px){.wrap{padding:36px 20px 60px;}}

/* GUIDE CARDS */
.guide-grid{display:grid;grid-template-columns:1fr 1fr;gap:28px;margin-bottom:64px;}
@media(max-width:680px){.guide-grid{grid-template-columns:1fr;}}
.guide-card{background:var(--white);border:1px solid var(--border);border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow-sm);transition:transform .2s,box-shadow .2s;display:flex;flex-direction:column;}
.guide-card:hover{transform:translateY(-6px);box-shadow:var(--shadow-lg);}
.gc-header{background:var(--forest);padding:32px 32px 28px;position:relative;overflow:hidden;}
.gc-header::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse 60% 80% at 100% 0%,rgba(201,151,58,0.15) 0%,transparent 70%);}
.gc-eyebrow{font-size:.63rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);margin-bottom:10px;}
.gc-icon{font-size:2.4rem;display:block;margin-bottom:12px;}
.gc-header h2{font-family:'Playfair Display',serif;font-size:1.5rem;color:#fff;line-height:1.25;margin-bottom:8px;}
.gc-header p{font-size:.85rem;color:rgba(255,255,255,.65);line-height:1.75;}
.gc-body{padding:28px 32px;flex:1;display:flex;flex-direction:column;gap:16px;}
.gc-topics-title{font-size:.63rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--text-muted);}
.gc-topics{display:flex;flex-wrap:wrap;gap:7px;}
.gc-topic{font-size:.75rem;padding:4px 10px;border-radius:20px;background:var(--cream-dark);color:var(--text-mid);border:1px solid var(--border);}
.gc-cta{margin-top:auto;padding-top:8px;}
.gc-btn{display:inline-block;background:var(--forest);color:#fff;font-size:.78rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;padding:12px 24px;border-radius:var(--radius);transition:background .2s;}
.gc-btn:hover{background:var(--forest-mid);}

/* CONCEPTS SECTION */
.section-title{font-family:'Playfair Display',serif;font-size:1.7rem;font-weight:700;color:var(--forest);margin-bottom:8px;line-height:1.2;}
.section-sub{font-size:.925rem;color:var(--text-mid);margin-bottom:28px;line-height:1.8;}

/* CONCEPT GRID */
.concept-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(260px,1fr));gap:18px;margin-bottom:48px;}
.concept-card{background:var(--white);border:1px solid var(--border);border-radius:var(--radius-lg);padding:24px;box-shadow:var(--shadow-sm);}
.concept-card .cc-head{display:flex;align-items:center;gap:12px;margin-bottom:10px;}
.cc-icon{font-size:1.4rem;}
.cc-title{font-weight:700;font-size:.9rem;color:var(--forest);}
.concept-card p{font-size:.85rem;color:var(--text-mid);line-height:1.7;}
.concept-card .cc-link{display:block;margin-top:10px;font-size:.75rem;font-weight:700;letter-spacing:.05em;text-transform:uppercase;color:var(--forest-light);}

/* WARNING */
.risk-box{background:var(--danger-bg);border:1px solid rgba(176,48,48,0.2);border-radius:var(--radius-lg);padding:22px 26px;margin-bottom:48px;}
.risk-box .rb-title{font-weight:700;color:var(--danger);font-size:.9rem;margin-bottom:6px;}
.risk-box p{font-size:.875rem;color:#7a2020;line-height:1.75;}

/* FOOTER */
.site-footer{background:var(--forest);padding:48px 48px 28px;}
.footer-inner{max-width:1100px;margin:0 auto;}
.footer-top{display:flex;justify-content:space-between;flex-wrap:wrap;gap:32px;margin-bottom:32px;}
.footer-brand{font-family:'Playfair Display',serif;font-size:1.2rem;color:#fff;margin-bottom:6px;}.footer-brand span{color:var(--gold);}
.footer-desc{font-size:.82rem;color:rgba(255,255,255,.5);line-height:1.7;max-width:280px;}
.footer-col-title{font-size:.63rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:rgba(255,255,255,.4);margin-bottom:12px;}
.footer-links{list-style:none;}
.footer-links li{margin-bottom:8px;}.footer-links a{font-size:.82rem;color:rgba(255,255,255,.6);transition:color .2s;}.footer-links a:hover{color:var(--gold);}
.footer-bottom{border-top:1px solid rgba(255,255,255,.08);padding-top:20px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;}
.footer-bottom span,.footer-bottom a{font-size:.75rem;color:rgba(255,255,255,.35);}.footer-bottom a{color:var(--gold);}