:root{--forest:#1a3a2e;--forest-deep:#0f2a20;--cream:#faf6ee;--gold:#c9a961;--ink:#2c2416;--sand:#f3ecdb}
*{box-sizing:border-box;margin:0;padding:0}
body{font-family:'Lato',sans-serif;background:var(--cream);color:var(--ink);line-height:1.7;font-weight:400}
a{color:var(--forest);text-decoration:none}
a:hover{color:var(--gold)}

.site-nav{background:var(--forest);padding:.95rem 2rem;display:flex;align-items:center;justify-content:space-between;gap:1rem;border-bottom:1px solid rgba(201,169,97,.35)}
.nav-brand{font-family:'Playfair Display',serif;color:#faf6ee;font-size:1.25rem;font-weight:600;letter-spacing:.3px}
.nav-brand span{color:var(--gold)}
.nav-links{display:flex;align-items:center;gap:.25rem;flex-wrap:wrap}
.nav-links a{color:rgba(255,255,255,.82);padding:.45rem .8rem;font-size:.92rem;letter-spacing:.4px;border-radius:2px}
.nav-links a:hover{color:var(--gold);background:rgba(250,246,238,.06)}

.hero{background:linear-gradient(145deg,#0b1d16 0%,var(--forest-deep) 45%,var(--forest) 100%);color:var(--cream);padding:84px 32px 60px;position:relative;overflow:hidden}
.hero::before{content:'';position:absolute;inset:0;background:radial-gradient(circle at 20% 20%,rgba(201,169,97,.12),transparent 40%),radial-gradient(circle at 80% 70%,rgba(201,169,97,.08),transparent 40%);pointer-events:none}
.hero-inner{max-width:900px;margin:0 auto;position:relative}
.hero-kicker{color:var(--gold);font-size:.78rem;letter-spacing:2.6px;text-transform:uppercase;margin-bottom:16px;font-weight:700}
.hero h1{font-family:'Playfair Display',serif;font-size:3.2rem;font-weight:600;letter-spacing:-.7px;line-height:1.12;margin-bottom:22px;max-width:820px}
.hero h1 em{color:var(--gold);font-style:italic}
.hero-lede{font-size:1.2rem;max-width:700px;line-height:1.65;color:rgba(250,246,238,.88)}
.hero-meta{margin-top:22px;font-size:.82rem;color:rgba(250,246,238,.65);letter-spacing:.4px}
.hero-meta span{color:var(--gold);margin:0 10px}

.timeline-wrap{max-width:1100px;margin:40px auto 0;padding:0 32px}
.timeline-wrap svg{width:100%;height:auto;display:block}
.timeline-caption{text-align:center;font-size:.82rem;color:#6b6353;margin-top:10px;font-style:italic;letter-spacing:.3px}

.article{max-width:760px;margin:60px auto;padding:0 32px}
.article h2{font-family:'Playfair Display',serif;font-size:2rem;color:var(--forest-deep);font-weight:600;letter-spacing:-.3px;margin:50px 0 16px;line-height:1.2;scroll-margin-top:80px}
.article h2 em{color:var(--gold);font-style:italic}
.article h2 .num{color:var(--gold);font-size:1.3rem;margin-right:14px;font-style:normal;letter-spacing:2px;font-weight:700;vertical-align:middle}
.article h3{font-family:'Playfair Display',serif;font-size:1.3rem;color:var(--forest-deep);margin:32px 0 10px;font-weight:600}
.article p{font-size:1.05rem;line-height:1.78;color:#3a3220;margin-bottom:18px}
.article p.drop-cap::first-letter{font-family:'Playfair Display',serif;font-weight:600;color:var(--forest);float:left;font-size:4rem;line-height:.9;padding:4px 10px 0 0;margin-top:4px}
.article blockquote{font-family:'Playfair Display',serif;font-style:italic;font-size:1.3rem;line-height:1.5;color:var(--forest-deep);border-left:3px solid var(--gold);margin:32px 0;padding:8px 0 8px 28px}
.article ul,.article ol{margin:4px 0 18px 1.4rem}
.article li{margin-bottom:10px;line-height:1.72;color:#3a3220}
.article strong{color:var(--forest-deep)}
.article .calc-link{display:inline-block;margin:14px 0 24px;padding:12px 20px;background:var(--sand);border-left:3px solid var(--gold);border-radius:2px;font-size:.95rem;color:var(--forest-deep);transition:all .2s}
.article .calc-link:hover{background:#ebe0c4;color:var(--forest-deep)}
.article .calc-link strong{color:var(--forest-deep);margin-right:8px}
.article .calc-link::after{content:' →';color:var(--gold);font-weight:700}

.tldr{background:var(--sand);padding:30px 32px;margin:30px 0 0;border-radius:3px;border-left:3px solid var(--gold)}
.tldr h3{font-family:'Playfair Display',serif;font-size:1.2rem;color:var(--forest-deep);margin-bottom:10px;font-weight:600}
.tldr p{font-size:1rem;line-height:1.68;color:#3a3220;margin-bottom:0}

.cost-table{width:100%;border-collapse:collapse;margin:20px 0 26px;font-size:.95rem;background:#fff;box-shadow:0 6px 22px rgba(26,58,46,.06);border-radius:3px;overflow:hidden}
.cost-table th,.cost-table td{padding:10px 14px;text-align:left;border-bottom:1px solid rgba(201,169,97,.2)}
.cost-table th{background:var(--forest);color:var(--cream);font-family:'Playfair Display',serif;font-weight:600;font-size:.9rem;letter-spacing:.3px}
.cost-table td:last-child,.cost-table th:last-child{text-align:right;font-variant-numeric:tabular-nums}
.cost-table tr:last-child td{border-bottom:none}
.cost-table tr.total td{background:var(--sand);font-weight:700;color:var(--forest-deep)}

.callout{background:#fff;border:1px solid rgba(201,169,97,.35);padding:26px 28px;border-radius:3px;margin:32px 0;box-shadow:0 10px 30px rgba(26,58,46,.05)}
.callout h3{font-family:'Playfair Display',serif;font-size:1.2rem;color:var(--forest-deep);margin-bottom:10px;font-weight:600}
.callout p{font-size:.98rem;line-height:1.65;color:#3a3220;margin-bottom:10px}
.callout p:last-child{margin-bottom:0}

.warning{background:#fdf6e7;border-left:3px solid #c69023;padding:18px 22px;margin:24px 0;border-radius:2px}
.warning p{font-size:.95rem;color:#6b4a0f;margin:0;line-height:1.6}
.warning strong{color:#5a3e0c}

.related{background:var(--sand);padding:36px 32px;margin:50px 0 0;border-radius:3px}
.related h3{font-family:'Playfair Display',serif;font-size:1.35rem;color:var(--forest-deep);margin-bottom:16px;font-weight:600}
.related-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}
.related-grid a{display:block;background:#fff;padding:16px 20px;border-radius:2px;color:var(--forest-deep);border:1px solid rgba(201,169,97,.3);transition:all .2s}
.related-grid a:hover{background:var(--forest);color:var(--cream);border-color:var(--forest)}
.related-grid .rt{font-family:'Playfair Display',serif;font-size:1.05rem;font-weight:600;margin-bottom:4px}
.related-grid .rd{font-size:.85rem;color:#6b6353}
.related-grid a:hover .rd{color:rgba(250,246,238,.7)}

.cta-strip{background:var(--forest);color:var(--cream);padding:38px 32px;text-align:center;margin-top:40px}
.cta-strip h3{font-family:'Playfair Display',serif;font-size:1.6rem;color:var(--gold);margin-bottom:10px;font-weight:600}
.cta-strip p{max-width:560px;margin:0 auto 18px;color:rgba(250,246,238,.85);font-size:1rem}
.cta-strip a.btn{display:inline-block;background:var(--gold);color:var(--forest-deep);padding:12px 26px;border-radius:2px;font-weight:700;font-size:.9rem;letter-spacing:1.2px;text-transform:uppercase;transition:all .2s}
.cta-strip a.btn:hover{background:#d9ba75;color:var(--forest-deep)}

.site-footer{background:var(--forest);padding:40px 40px 28px;color:rgba(255,255,255,.55);margin-top:0}
.footer-cols{display:grid;grid-template-columns:repeat(4,1fr);gap:40px;margin-bottom:30px;max-width:1200px;margin-left:auto;margin-right:auto}
.footer-cols h4{font-family:'Playfair Display',serif;font-size:.95rem;color:#fff;margin-bottom:14px;font-weight:600}
.footer-cols a{font-size:.82rem;display:block;color:rgba(255,255,255,.65);margin-bottom:8px;transition:color .2s}
.footer-cols a:hover{color:var(--gold)}
.fi{max-width:1200px;margin:0 auto;padding-top:20px;border-top:1px solid rgba(201,169,97,.25)}
.fb{font-family:'Playfair Display',serif;color:var(--cream);font-size:1.05rem;margin-bottom:8px}
.fb span{color:var(--gold)}
.fd{font-size:.8rem;line-height:1.6;color:rgba(255,255,255,.55);max-width:680px}
.fc{font-size:.78rem;color:rgba(255,255,255,.45);margin-top:12px}
.fc a{color:var(--gold)}

@media (max-width:760px){
  .hero h1{font-size:2.3rem}
  .hero-lede{font-size:1.05rem}
  .footer-cols{grid-template-columns:1fr 1fr;gap:24px}
  .related-grid{grid-template-columns:1fr}
  .article h2{font-size:1.6rem}
  .article h2 .num{display:block;font-size:.85rem;margin-bottom:4px}
  .timeline-wrap{padding:0 16px}
}